Your Prudent Process Begins Here...

What You Can Expect From The Fiduciary Checklist

Fiduciary Checklist includes everything you need to demonstrate a prudent process of retirement plan oversight. This program will ensure you’re covering all the right topics in an efficient and organized manner. We’ve created the process for you, all you have to do is follow it! When you purchase Fiduciary Checklist you’ll receive:

• A monthly fiduciary checklist, right to your inbox. Each month will cover a different topic, and over the course of the year, you will have considered the most important issues for your plan, made decisions on which issues to pursue, and set plan goals to achieve.
• A free copy of my book, The Enlightened Fiduciary: How to Master Retirement Plan Governance.
• A free plan benchmarking report which measures your plan against it’s peer group in categories like investment performance, plan fees, and participation rates.
• A free investment summary showing the most common metrics used to monitor investments customized to your retirement plan’s investment lineup.
• Peace of mind knowing that you are fulfilling your fiduciary responsibilities to plan participants!

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HELLO

I'm Kathleen Dulko

I'm the creator of Fiduciary Checklist. In Y2K, I started my career in public accounting in Jacksonville, Florida. I spent almost ten years between two of the largest firms in the world auditing corporate financial statements and their related retirement plans. Big 4 Accounting was one of the best experiences of my career. I learned so much about corporate structure, governance, and you guessed it…retirement plans! I also learned the value of planning, documenting processes, and using checklists as a means to ensure everything is being accomplished.

In 2009, I moved to Daytona Beach to take on the role of Corporate Controller at the local health care system, where I served as a fiduciary on the retirement plan oversight committee. This opened my eyes to the struggles that Plan Sponsors face, not only in terms of compliance and regulation, but also in juggling the time constraints and commitments of my “real job” with this new role. It became clear to me that Plan Sponsors needed more resources to efficiently and effectively oversee retirement plans. The responsibility isn’t different from one plan to the next, so why are we all creating unique processes to fulfill it?

In 2017, I took over the family business, Ashford Investment Advisors. My time is split between managing investments for high-net-worth individuals and advising retirement plan sponsors. Serving as an advisor to retirement plans has helped me clearly define the need for resources and processes for plan oversight. There are as many ways to oversee a retirement plan as there are retirement plans, but why? Every Plan Sponsor recreates the wheel of a prudent process of plan governance and oversight. Until now, there hasn’t been one streamlined, documented process that every retirement plan oversight committee could follow. 

Every plot twist in my career has brought me to this point, the design and production of Fiduciary Checklist. It is a culmination of my work with retirement plans, spanning nearly 25 years, from various perspectives. It’s the process I use with my retirement plan clients, and I’m so excited to make it available to you! 

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